Twinkling lights and merry music mean only one thing: it’s time for some Christmas shopping. Unfortunately, when your budget is tight, the happiest time of the year can quickly disintegrate into the most stressful time of the year.
Keep reading to learn how you can save money during the most joyful season of all.
Budget Your Christmas Shopping
Set a limit and stick to it; it’s too late when it’s Christmas time, but you can actually budget throughout the year for Christmas; make a plan on how much you will spend on each person; then set aside a little from each paycheck for your Christmas fund; better yet, pick up some side work, and set that money aside specifically as your Christmas fund
Then, stick with your budget; you’ll be able to have a much bigger budget if you have more money set aside
Coupon Your Way to Savings
Once you’ve established a budget, you can begin to look for the things you want to purchase;
Look specifically for websites with manufacturer coupons that can save you bundles. A few clicks can save you a large percentage of money and allow you to purchase a “wow” gift that still fits in your budget thanks to the best coupons on the internet.
Begin the year with your Christmas list in mind, and then begin to shop well before the Christmas shopping season begins. Doing so will allow you to take advantage of seasonal sales.
There is a pattern to when items go on sale. If you know when items go on sale, you can Christmas shop early and get the biggest bang for your buck.
Shop when there are sales and not necessarily at Christmas time. Create a spreadsheet or catalog system of sorts so you can remember what you’ve bought already. This way, when November rolls around and you begin to think about Christmas, you’ll know what you’ve already bought.
It’s the thought behind the gift that matters. When you think about the recipients of your gift, think about the things they like.
For example, if your loved one enjoys golfing, you do not necessarily have to purchase expensive golf equipment. Consider a homemade golf-themed ornament or a golf-themed basket. If you can make the gift, then you’ll demonstrate a deeper level of care and potentially save money at the same time.
If you’re looking for crafting ideas, while you’re doing some online shopping, look for simple ornaments and crafts you can make at home as well. These nontraditional gifts will show how much you care because you’ve put thought and time into the gift.
Use Gift Cards
Many people will purchase gift cards for others for Christmas. However, rarely do we actually use every penny on the gift cards we receive. Scour your home for random gift cards you’ve received, and use those gift cards to purchase gifts for your loved ones.
Relax and Save
Christmas shopping should be one of the most enjoyable experiences you have. You should be able to relax and think about the ones you love as you pick out the perfect gift.
These basic tips will help you save money and allow you to enjoy the holidays once again.
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